Home Loan & Top-Up Loan

A home loan helps individuals purchase or construct residential properties, while a top-up loan provides additional funds over an existing home loan for any purpose – Business expansion, investment in properties etc.

Years Industry Experience

0 +

Bank Associations

0 +

in Funding Approved

Upto 50 Cr.

Clients Served

0 +

Benefits & Features

Low Interest Rates

Competitive rates compared to any loans.

High Loan Amounts

Up to 90% of the property value (subject to eligibility).

Flexible Repayment Tenure

Up to 30 years for home loans and up to 15 years for top-up loans.

Top-Up Facility

Additional loan over an existing home loan with minimal documentation.

Tax Benefits

Deductions under Section 80C (principal repayment) and Section 24(b) (interest payment).

Eligibility Criteria

Age

21 to 75 years.

Income Stability

Regular income proof through salary slips or IT returns.

Credit Score

Preferably 700+ for better loan terms.

Employment Type

Salaried or self-employed individuals.

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faqs

Can I get a top-up loan on any existing home loan?

Yes, if you have a good repayment history and sufficient eligibility.

What can a top-up loan be used for?

Business expansion, Investment in properties, Renovation, education, medical expenses, or any personal needs.

Is there a prepayment penalty?

No prepayment charges on floating-rate home loans.

Testimonials

Riverview Finserve's tailored funding solutions have been instrumental in our company's success, showcasing their commitment to understanding our business needs.

Partnering with Riverview Finserve was a game-changer for our startup. Their expertise in funding navigation secured the capital needed to turn our vision into reality.

Riverview Finserve's personalized approach and attention to detail set them apart. Their dedication to our success made the funding process both smooth and rewarding.

Choosing Riverview Finserve for funding was one of our best decisions. Their professionalism, integrity, and unwavering support have been invaluable assets on our journey.

Riverview Finserve's industry knowledge and strategic guidance were key in securing funding for our expansion. Their transparent communication and proactive approach made the process seamless."