Home Loan & Top-Up Loan

A home loan helps individuals purchase or construct residential properties, while a top-up loan provides additional funds over an existing home loan for any purpose – Business expansion, investment in properties etc.

12. Home loan & top up
Years Industry Experience
0 +
Bank Associations
0 +
in Funding Approved
Upto 50 Cr.
Clients Served
0 +

Benefits & Features

Low Interest Rates

Competitive rates compared to any loans.

High Loan Amounts

Up to 90% of the property value (subject to eligibility).

Flexible Repayment Tenure

Up to 30 years for home loans and up to 15 years for top-up loans.

Top-Up Facility

Additional loan over an existing home loan with minimal documentation.

Tax Benefits

Deductions under Section 80C (principal repayment) and Section 24(b) (interest payment).

Eligibility Criteria

Age

21 to 75 years.

Income Stability

Regular income proof through salary slips or IT returns.

Credit Score

Preferably 700+ for better loan terms.

Employment Type

Salaried or self-employed individuals.

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